About This Tool

What is Savings Interest Calculator?

A tool for calculating interest on fixed deposits and installment savings. Choose between simple and compound interest (monthly/quarterly/yearly compounding) to accurately preview maturity amounts.

How to Use

  1. Select the type (fixed deposit/installment savings).
  2. Enter the principal or monthly deposit amount.
  3. Enter the annual rate and period (months).
  4. Select interest type (simple/compound) and calculate.

Key Features

  • Fixed deposit and installment savings support
  • Simple / compound interest selection
  • Monthly, quarterly, yearly compounding periods
  • Total deposited, interest, and maturity amount display

Tips

  • Compound interest yields more than simple interest at the same rate.
  • Installment savings earn less interest than deposits since contributions are gradual.
  • These are pre-tax figures; actual received amounts should subtract applicable taxes.

Savings Interest Calculator

Calculate interest on deposits and installment savings


Frequently Asked Questions

Tabungan vs investasi?

Tabungan: risiko rendah, return rendah. Investasi: risiko lebih tinggi, potensi return lebih tinggi.

Inflasi mempengaruhi tabungan?

Ya. Jika return < inflasi, daya beli berkurang. Pertimbangkan return riil (nominal - inflasi).

Berapa harus ditabung?

Aturan 50/30/20: 50% kebutuhan, 30% keinginan, 20% tabungan. Sesuaikan dengan pendapatan.


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